Tips

Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn't usually...

Why Natural Disaster Coverage Matters Hurricanes, floods, earthquakes, and wildfires are happening more frequently and with greater intensity. But here's the catch: most standard insurance policies don't automatically cover these events. That means homeowners and...

What Is Pet Insurance? Pet insurance works similarly to health insurance for humans. You pay a monthly premium, and in return, the insurer helps cover unexpected veterinary costs. Policies typically cover accidents, illnesses, surgeries, and sometimes even...

Traditional jobs often come with health, disability, and liability insurance—but what about gig workers and freelancers? Whether you drive for a rideshare service, deliver food, or run your own business, you may need to find and manage your own coverage. Learn about...

Insurance is meant to provide financial protection, but scammers are always looking for ways to take advantage of policyholders. From fake policies to staged accidents, insurance fraud costs billions each year—and you could be the next target. Learn how to spot common...

Your home is one of your most valuable assets, but what happens if disaster strikes? Homeowners insurance helps protect your home and belongings, but not everything is covered. Understanding what your policy includes—and what it doesn’t—can help you avoid costly...

Planning a vacation is exciting, but what happens if your trip gets canceled, your luggage is lost, or you need medical care in another country? That’s where travel insurance comes in. While not every trip requires it, travel insurance can provide valuable protection...

Choosing a life insurance policy can feel overwhelming, especially when deciding between term life and whole life insurance. Both provide financial protection for your loved ones, but they work in very different ways. Learn the key differences, pros and cons, and...

Did you know your credit score can impact how much you pay for insurance? Many insurers use a special credit-based insurance score to help determine your premiums for auto, home, and even renters insurance. If you have a low credit score, you could be paying hundreds...

Bundling insurance policies—such as combining your auto and homeowners insurance with the same company—can be a convenient way to save money and simplify coverage. But is it always the best option? While bundling often comes with discounts, there are potential...