Tips

Running a small business is exciting, but it comes with risks. From customer accidents to cyberattacks, one unexpected event can disrupt everything. That’s where business insurance comes in—it’s not just protection, it’s peace of mind. Let’s break down the essential...

Health care is expensive—and confusing. As premiums and deductibles climb, many people are exploring alternatives to traditional health insurance. One option gaining popularity is a health sharing plan. But what exactly is a health sharing plan? And how does it differ...

What Is Usage-Based Insurance (UBI)? Usage-Based Insurance (UBI), also known as pay-as-you-drive or pay-how-you-drive insurance, is a newer model of auto coverage that sets your premium based on actual driving habits instead of just demographics, location, or credit...

Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn't usually...

Why Natural Disaster Coverage Matters Hurricanes, floods, earthquakes, and wildfires are happening more frequently and with greater intensity. But here's the catch: most standard insurance policies don't automatically cover these events. That means homeowners and...

What Is Pet Insurance? Pet insurance works similarly to health insurance for humans. You pay a monthly premium, and in return, the insurer helps cover unexpected veterinary costs. Policies typically cover accidents, illnesses, surgeries, and sometimes even...

Traditional jobs often come with health, disability, and liability insurance—but what about gig workers and freelancers? Whether you drive for a rideshare service, deliver food, or run your own business, you may need to find and manage your own coverage. Learn about...

Insurance is meant to provide financial protection, but scammers are always looking for ways to take advantage of policyholders. From fake policies to staged accidents, insurance fraud costs billions each year—and you could be the next target. Learn how to spot common...

Your home is one of your most valuable assets, but what happens if disaster strikes? Homeowners insurance helps protect your home and belongings, but not everything is covered. Understanding what your policy includes—and what it doesn’t—can help you avoid costly...

Planning a vacation is exciting, but what happens if your trip gets canceled, your luggage is lost, or you need medical care in another country? That’s where travel insurance comes in. While not every trip requires it, travel insurance can provide valuable protection...