Tips

If you do anything online — banking, shopping, streaming, or social scrolling — you’re exposed to cyber risks. While businesses have long carried cyber insurance, personal cyber coverage is gaining traction for individuals and families who want extra protection from...

Heading off to college means newfound freedom — and a whole new set of responsibilities. Between dorm move-ins, class schedules, and figuring out laundry, insurance probably isn’t top of mind. But whether a student is living on campus or in an off-campus apartment,...

Life comes at you fast. One day you're single and carefree, the next you're juggling a mortgage, car seats, or navigating the tricky waters of a divorce. Big life changes mean it’s time to revisit your insurance — not just because it’s smart, but because it can save...

From chatbots to risk modeling, artificial intelligence (AI) is making waves in the insurance world. What used to take days now happens in minutes—and the shift isn’t just for tech giants. AI is transforming how insurance companies underwrite policies, handle claims,...

Raging wildfires, stronger hurricanes, and record-breaking floods—climate change isn’t just a scientific debate anymore. It’s a financial reality, and the insurance industry is feeling the heat. For businesses and homeowners alike, the cost and availability of...

Running a small business is exciting, but it comes with risks. From customer accidents to cyberattacks, one unexpected event can disrupt everything. That’s where business insurance comes in—it’s not just protection, it’s peace of mind. Let’s break down the essential...

Health care is expensive—and confusing. As premiums and deductibles climb, many people are exploring alternatives to traditional health insurance. One option gaining popularity is a health sharing plan. But what exactly is a health sharing plan? And how does it differ...

What Is Usage-Based Insurance (UBI)? Usage-Based Insurance (UBI), also known as pay-as-you-drive or pay-how-you-drive insurance, is a newer model of auto coverage that sets your premium based on actual driving habits instead of just demographics, location, or credit...

Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn't usually...

Why Natural Disaster Coverage Matters Hurricanes, floods, earthquakes, and wildfires are happening more frequently and with greater intensity. But here's the catch: most standard insurance policies don't automatically cover these events. That means homeowners and...