by Insurance Tour Guides Team | Jun 18, 2025 | Tips
What Is Usage-Based Insurance (UBI)? Usage-Based Insurance (UBI), also known as pay-as-you-drive or pay-how-you-drive insurance, is a newer model of auto coverage that sets your premium based on actual driving habits instead of just demographics, location, or credit...
by Insurance Tour Guides Team | Jun 11, 2025 | Tips
Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn’t...
by Insurance Tour Guides Team | Jun 4, 2025 | Tips
Why Natural Disaster Coverage Matters Hurricanes, floods, earthquakes, and wildfires are happening more frequently and with greater intensity. But here’s the catch: most standard insurance policies don’t automatically cover these events. That means...
by Insurance Tour Guides Team | May 28, 2025 | Tips
What Is Pet Insurance? Pet insurance works similarly to health insurance for humans. You pay a monthly premium, and in return, the insurer helps cover unexpected veterinary costs. Policies typically cover accidents, illnesses, surgeries, and sometimes even...
by Insurance Tour Guides Team | May 21, 2025 | Tips
Traditional jobs often come with health, disability, and liability insurance—but what about gig workers and freelancers? Whether you drive for a rideshare service, deliver food, or run your own business, you may need to find and manage your own coverage. Learn about...
