by Insurance Tour Guides Team | Jul 9, 2025 | Tips
Raging wildfires, stronger hurricanes, and record-breaking floods—climate change isn’t just a scientific debate anymore. It’s a financial reality, and the insurance industry is feeling the heat. For businesses and homeowners alike, the cost and availability of...
by Insurance Tour Guides Team | Jul 2, 2025 | Tips
Running a small business is exciting, but it comes with risks. From customer accidents to cyberattacks, one unexpected event can disrupt everything. That’s where business insurance comes in—it’s not just protection, it’s peace of mind. Let’s break down the essential...
by Insurance Tour Guides Team | Jun 25, 2025 | Tips
Health care is expensive—and confusing. As premiums and deductibles climb, many people are exploring alternatives to traditional health insurance. One option gaining popularity is a health sharing plan. But what exactly is a health sharing plan? And how does it differ...
by Insurance Tour Guides Team | Jun 18, 2025 | Tips
What Is Usage-Based Insurance (UBI)? Usage-Based Insurance (UBI), also known as pay-as-you-drive or pay-how-you-drive insurance, is a newer model of auto coverage that sets your premium based on actual driving habits instead of just demographics, location, or credit...
by Insurance Tour Guides Team | Jun 11, 2025 | Tips
Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn’t...
