by Insurance Tour Guides Team | Jun 18, 2025 | Tips
What Is Usage-Based Insurance (UBI)? Usage-Based Insurance (UBI), also known as pay-as-you-drive or pay-how-you-drive insurance, is a newer model of auto coverage that sets your premium based on actual driving habits instead of just demographics, location, or credit...
by Insurance Tour Guides Team | Jun 11, 2025 | Tips
Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn’t...
by Insurance Tour Guides Team | Jun 4, 2025 | Tips
Why Natural Disaster Coverage Matters Hurricanes, floods, earthquakes, and wildfires are happening more frequently and with greater intensity. But here’s the catch: most standard insurance policies don’t automatically cover these events. That means...
by Insurance Tour Guides Team | May 28, 2025 | Tips
What Is Pet Insurance? Pet insurance works similarly to health insurance for humans. You pay a monthly premium, and in return, the insurer helps cover unexpected veterinary costs. Policies typically cover accidents, illnesses, surgeries, and sometimes even...
by Insurance Tour Guides Team | May 21, 2025 | Tips
Traditional jobs often come with health, disability, and liability insurance—but what about gig workers and freelancers? Whether you drive for a rideshare service, deliver food, or run your own business, you may need to find and manage your own coverage. Learn about...
by Insurance Tour Guides Team | May 14, 2025 | Tips
Insurance is meant to provide financial protection, but scammers are always looking for ways to take advantage of policyholders. From fake policies to staged accidents, insurance fraud costs billions each year—and you could be the next target. Learn how to spot common...
