by Insurance Tour Guides Team | Dec 31, 2025 | Tips
Life insurance is often viewed purely as a safety net—a way to support loved ones financially if something happens to you. But certain types of life insurance also double as long-term financial tools, offering investment-like features that can grow wealth, defer...
by Insurance Tour Guides Team | Dec 24, 2025 | Tips
Short‑term health insurance can look like a lifeline when you’re between jobs, waiting for new coverage to kick in, or facing a gap after aging off a parent’s plan. The low premiums are tempting, and the quick approval process makes it feel like an easy safety net....
by Insurance Tour Guides Team | Dec 17, 2025 | Tips
Caregiving can be one of the most selfless and meaningful roles a person takes on—whether it’s helping an aging parent, supporting a partner through illness, or working professionally as a home health aide. But while your focus may be on someone else’s well-being,...
by Insurance Tour Guides Team | Dec 10, 2025 | Tips
Medicare is one of the cornerstones of retirement in the U.S., but many retirees are surprised to learn that it doesn’t cover everything. In fact, traditional Medicare (Parts A and B) leaves some pretty big gaps—things like deductibles, coinsurance, copayments, and...
by Insurance Tour Guides Team | Dec 3, 2025 | Tips
Insurance sits at the crossroads of business and morality. At its best, it’s a promise—a financial safety net built on trust that when disaster strikes, your insurer will help you recover. But insurance is also a business, and like any business, it must make a profit...
by Insurance Tour Guides Team | Nov 26, 2025 | Tips
Living with roommates is a great way to save money on rent, utilities, and even Netflix subscriptions—but when it comes to insurance, things get complicated fast. Many renters assume that if one roommate buys renters insurance, everyone in the apartment is...
