by Insurance Tour Guides Team | Jan 28, 2026 | Tips
Before the Affordable Care Act (ACA), getting health insurance with a pre-existing condition could feel like trying to buy a ticket to a closed concert. People with chronic conditions, past surgeries, or long medical histories were often denied outright or priced out...
by Insurance Tour Guides Team | Jan 21, 2026 | Tips
Standard insurance policies are built for the average consumer—but high-net-worth individuals rarely live average lives. With multiple homes, luxury vehicles, fine art, jewelry collections, and elevated liability exposure, traditional homeowners or auto policies often...
by Insurance Tour Guides Team | Jan 14, 2026 | Tips
From phishing scams and data breaches to stolen mail and fake unemployment claims, identity theft is no longer rare—or even surprising. Millions of Americans are targeted each year, and the damage can range from annoying to financially devastating. In response, many...
by Insurance Tour Guides Team | Jan 7, 2026 | Tips
An insurance lapse might not seem like a big deal—especially if it’s only a few days or weeks without coverage. But whether it’s auto, health, life, or homeowners insurance, allowing your policy to expire can come with serious financial and legal consequences. In some...
