by Insurance Tour Guides Team | Dec 24, 2025 | Tips
Short‑term health insurance can look like a lifeline when you’re between jobs, waiting for new coverage to kick in, or facing a gap after aging off a parent’s plan. The low premiums are tempting, and the quick approval process makes it feel like an easy safety net....
by Insurance Tour Guides Team | Dec 17, 2025 | Tips
Caregiving can be one of the most selfless and meaningful roles a person takes on—whether it’s helping an aging parent, supporting a partner through illness, or working professionally as a home health aide. But while your focus may be on someone else’s well-being,...
by Insurance Tour Guides Team | Dec 10, 2025 | Tips
Medicare is one of the cornerstones of retirement in the U.S., but many retirees are surprised to learn that it doesn’t cover everything. In fact, traditional Medicare (Parts A and B) leaves some pretty big gaps—things like deductibles, coinsurance, copayments, and...
by Insurance Tour Guides Team | Dec 3, 2025 | Tips
Insurance sits at the crossroads of business and morality. At its best, it’s a promise—a financial safety net built on trust that when disaster strikes, your insurer will help you recover. But insurance is also a business, and like any business, it must make a profit...