by Insurance Tour Guides Team | Oct 29, 2025 | Tips
When it comes to insurance, one size rarely fits all. That’s where insurance riders (also known as endorsements) come in. Riders let you customize your insurance policy so it fits your unique needs—adding coverage, removing exclusions, or enhancing protection where it...
by Insurance Tour Guides Team | Oct 22, 2025 | Tips
Many homeowners believe that their standard homeowners policy protects them from all types of damage, including floods. Unfortunately, that’s one of the most common and costly misunderstandings in the insurance world. Flooding is not covered by traditional homeowners...
by Insurance Tour Guides Team | Oct 15, 2025 | Tips
Self-driving cars aren’t science fiction anymore—they’re rolling onto highways, test tracks, and even city streets. As technology reshapes how we drive, it’s also set to transform how we insure our vehicles. From shifting liability to new pricing models, the rise of...
by Insurance Tour Guides Team | Oct 8, 2025 | Tips
For many people, working from anywhere sounds like a dream. Imagine logging into your laptop from a beachside café in Bali, a mountain cabin in Switzerland, or a co-working space in Mexico City. This is the lifestyle of digital nomads—people who earn their living...
by Insurance Tour Guides Team | Oct 1, 2025 | Tips
When you send in a monthly insurance payment—whether for life, health, auto, or homeowners—it’s easy to assume that money sits in a vault until you need it. But the reality is far more interesting. Insurance companies don’t just hold on to your premiums; they invest...