by Insurance Tour Guides Team | Jun 25, 2025 | Tips
Health care is expensive—and confusing. As premiums and deductibles climb, many people are exploring alternatives to traditional health insurance. One option gaining popularity is a health sharing plan. But what exactly is a health sharing plan? And how does it differ...
by Insurance Tour Guides Team | Jun 18, 2025 | Tips
What Is Usage-Based Insurance (UBI)? Usage-Based Insurance (UBI), also known as pay-as-you-drive or pay-how-you-drive insurance, is a newer model of auto coverage that sets your premium based on actual driving habits instead of just demographics, location, or credit...
by Insurance Tour Guides Team | Jun 11, 2025 | Tips
Why Long-Term Care Matters It’s not fun to think about getting older and needing help, but long-term care is a reality for many people. Whether it’s in-home assistance, assisted living, or a nursing facility, the costs can add up fast—and Medicare doesn’t...
by Insurance Tour Guides Team | Jun 4, 2025 | Tips
Why Natural Disaster Coverage Matters Hurricanes, floods, earthquakes, and wildfires are happening more frequently and with greater intensity. But here’s the catch: most standard insurance policies don’t automatically cover these events. That means...
